Program Coverages

Established Exclusively for Public Agencies

For over 30 years, SDRMA has provided our public agency members comprehensive coverage protection for workers’ compensation, general liability, public officials errors and omissions, employment practices liability, auto, property, boiler and machinery, mobile equipment and crime and fidelity coverage with rates that are consistently 15% below average market rates. In addition, we provide access to a health benefits program including medical, dental, vision, life, LTD and EAP.

We also partner with several high level companies to provide valuable industry leading programs at no cost to our members including; TargetSolutions™ online training and certification tracking, Company Nurse telephone triage program, Best Best & Krieger for Employment Law Legal Hotline and Lapidus Safety Consulting for loss prevention and safety visits.

In addition, if you belong to both our Workers’ Compensation and Property/Liability Programs you automatically receive a 5% discount on the annual contribution amount for both programs!

And because we are a public agency, we understand your commitment, constraints and challenges – and at SDRMA, our only business interest is protecting you by providing exceptional value in risk management solutions and coverage protection.